Small Business Loans
Apply online for a business line of credit up to $35,000
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Business Loans from Headway Capital
At Headway Capital, we believe you can accomplish great things with the right support and are proud to help hardworking business owners like you accomplish your goals. We do this by offering a true business line of credit with no hidden fees.
12, 18 or 24 months
Weekly or monthly
Loan TypeBusiness line of credit
No Hidden FeesNo application fee or non-sufficient funds (NSF) fee
Clear CostClear payment terms, interest does not compound, no penalty for early payoff
Who We Serve
Headway Capital provides small business loans to a wide variety of businesses. Some of the most common industries we serve include:
We fund many types of businesses beyond those listed above. Apply now to see how much you qualify for.
You must have been in business for at least one year.
Your business must have a revenue of $50,000 or greater.
Check our Rates & Terms to see if we serve your state.
We understand that your personal credit score isn’t necessarily representative of the health of your small business. That’s why we take a holistic view of your business, evaluating your application differently than a bank would. We incorporate a variety of factors into our decision model to determine your eligibility and credit limit.
The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Check out our Rates & Terms for all the details.
A Lending Partner You Can Count On
Headway Capital's mission is to provide access to a “true” line of credit so you can access the money you need to run your business. Due to the open-ended access customers receive with our line of credit, Headway Capital is more flexible than most merchant cash advances and invoice receivable agreements. Ultimately, we’re looking to form a long-term partnership with you so we can see your business succeed.
Headway Capital is part of Enova International (NYSE: ENVA), which has been providing online loans to individuals and businesses for more than 10 years.