Construction Business Loans

Small Business Loans for Construction Companies and Contractors

Select the amount you wish to borrow:

$26,000

Choose your repayment term

12 months
18 months
24 months

How frequently do you want to make payments?

Weekly
Monthly

Weekly payment amount*:

$424.00
Apply Now
See if you qualify in minutes!
*This business loan calculator assumes a monthly interest rate of 3.3%. Your interest rate may vary based on your application information.

The costs of running a construction company can be substantial. Maintaining and replacing equipment, buying materials, and making payroll are all recurring expenses that require constant and reliable cash flow. With construction business funding, your business can operate at full strength.

How Construction Business Loans Can Help Your Business

Working capital

Working capital

It can take time to get paid for work completed, especially on government contracts, as those primarily pay between 30 to 60 days after project completion. Use business loans to cover any payment delays.

No waiting

No waiting

Borrowing money lets you start new projects, even as you’re waiting to get paid from your last projects.

Buy equipment

Buy equipment

Purchase equipment outright, rather than using subcontractors or third parties.

Where Can I Get Funding for Construction Companies?

Construction companies have a wide range of options when it comes to seeking funding. Possibilities include bank loans, Small Business Administration (SBA) loans, business credit cards and alternative business loans. Today, more and more companies are considering alternative business loans for their ease and flexibility.

Often offered online, alternative business loans can give entrepreneurs access to capital without the onerous, time-consuming process of a traditional bank loan. Easy applications and sophisticated underwriting models allow owners to quickly find out if they qualify and to secure funds, even with less-than-perfect credit.


How Can I Use a Loan for Construction Companies?

Construction company loans — like all business loans — are primarily used to support the company. This can include hiring and training, marketing, purchasing equipment, and taking care of day-to-day expenses.

Apply for a Headway Capital Business Line of Credit

Headway Capital offers a true line of credit with no hidden fees for construction companies and contractors, helping them fulfill any business financing needs. You can borrow the amount you need (up to your credit limit) when you need it, building your business at your own pace.

Credit Line

Up to
$50,000

Repayment Term

12, 18 or 24 months

Payment Frequency

Weekly or monthly

Loan Type

Loan Type

Business line of credit
No Hidden Fees

No Hidden Fees

No application fee or non-sufficient funds (NSF) fee
Clear Cost

Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

Why Choose Headway Capital?

The big picture

The big picture

We look beyond your credit score in evaluating your business.

Flexible

Flexible

Borrow what you need, when you need it, and pay it back according to your own schedule.

Adaptable

Adaptable

Make multiple draws (up to your credit limit) and only pay interest on what you borrow each time.

No surprises

No surprises

Upfront rates and no hidden fees mean you’ll always know what you’ll owe.

Headway Capital is rated 8.3 out of 10 based on 87 reviews on Trustpilot