About Us

We believe that the success of the small business community is built on access to fast, flexible credit.

A Business Partner You Can Depend On

At Headway Capital, we appreciate the effort it takes for small businesses to reach their goals, and we understand that banks aren’t always a viable option for credit. Accessing capital should be easy and clear. We believe you can accomplish great things with the right support, and we’re proud to help hardworking business owners like yourself find continued success. That’s why we strive to be a partner you can trust.

Part of a publicly traded company: Enova International

Dedicated, U.S.-based customer service team

Bank-level encryption for your privacy and security

Real-time decisions through cutting-edge analytics technology

The Headway Capital Difference

Business lines of credit are one of the most sought-after small business loans for business owners. Their speed and flexibility are unparalleled, and our True Line of Credit is designed to make the most of those advantages, allowing you access to cash when you need it most.

Fast Funding

Once approved, you’ll get funds sent to your bank account by the next business day.

Flexible Payment

Repay over 12 – 24 months and choose from weekly or monthly repayment options.

Revolving Credit

Draw funds wherever and whenever you need. Pay interest only on funds drawn.

Clear Cost

Transparent payment terms, no compounded interest and no early repayment penalty.

What Our Customers Are Saying

A Company You Can Trust

I have been able to keep the doors open and run a very busy business. I have grown last year by 20% and couldn't have done it without Headway Capital.

— Morgan C.
Morgan Roofing and Siding, Inc.

Read More Reviews

If you have questions, we are here to help. Check out the following links to learn more: