Fast Business Loans

Our line of credit can get you the money you need by the next business day.

What's your desired credit limit?

$26,000
What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Do I Qualify?

This won't affect your credit score!

*This business loan calculator assumes a monthly interest rate of 3.3%. Your interest rate may vary based on your application information.

Headway Capital is rated 8.6 out of 10 based on 121 reviews on Trustpilot

Apply for a credit limit up to $100,000

Get next-business-day funding after approval

Borrow any time through your online account

Quick Business Loans

Business expenses can pop up at unexpected times. When they do, it’s important to have the ability to get quick business loans from a lending partner you can trust. Thankfully, online lending companies have made it easier than ever to receive the funds you need — when you need them. So if your company is in the type of business that can periodically find itself in a financial shortfall, it can be critical to find the right lender for fast business loans.

Instant Decision from Headway Capital

Headway Capital offers a business line of credit up to $100,000 with no hidden fees. Due to the open-ended access customers receive with our line of credit, Headway Capital is more flexible than most merchant cash advances and invoice receivable agreements. Once approved, you can borrow as much as you need (up to your credit limit) as many times as you need to, without having to reapply. Accessing your line of credit is easy — just log in to your online account at any time and request a draw. Your money will usually be delivered to your bank account by the next business day. Apply for a fast business loan in minutes for a quick decision!

How Our True Line of Credit Works

1. Apply in Minutes

Fill out our quick online application in minutes to check eligibility for a line of credit up to $100,000. We'll ask for information like your time in business, annual gross revenue and purpose for funds. We take a holistic view of your business and evaluate your application differently than a bank would.

2. Review & Accept Your Offer

If eligible, you'll receive an instant prequalified offer to review and select your desired repayment term and initial draw amount. Once you've signed the contract, you will be asked to supply three recent months of business bank statements for additional underwriting purposes.

3. Draw Funds

Once approved, the initial draw amount will be deposited into the business's bank account, and you can draw funds up to your available credit limit right away. Because your funds are revolving, that money becomes available to draw again as you repay your outstanding principal balance. Each time you draw additional funds, you will select a new repayment term, and your entire outstanding balance will be re-amortized so you're only paying interest on funds drawn.

FAQ

How will my application be evaluated?

We understand that your personal credit score isn’t necessarily representative of the health of your small business. That’s why we take a holistic view of your business, evaluating your application differently than a bank would. We incorporate a variety of factors into our decision model to determine your eligibility and credit limit.

What are the rates and terms of a Headway Capital line of credit?

The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Check out our Rates & Terms for all the details.