It Feels Good to Call the Shots

Take charge with our business line of credit — up to $50,000

Apply Now See if you qualify in minutes!

What is our TRUE Line of Credit?

Transparent Transparent
Revolving Revolving
Unique Unique
Everyday Everyday

You’ll know what you’re getting with a Headway Capital line of credit. Our transparent terms mean no hidden fees and no surprises.

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    Check your eligibility without affecting your credit

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    Money whenever you need it; choose your repayment schedule

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    Receive funds by the next business day

We're Here to Help You Move Forward

At Headway Capital, we've designed a line of credit to help your business thrive.

We Get to Know You

At Headway Capital, we don't just look at your credit score — we take a holistic view of your business when evaluating your application.

We Offer Flexibility

From borrowing to repayment, we give you the flexibility to borrow money on your own terms.

Our Terms Are Clear and Upfront

Our loan calculator makes it easy to estimate the cost of borrowing, so you know exactly what to expect.

Your Information Is Secure

We take responsibility for keeping your information secure. That's why we transmit all sensitive data via Secure Socket Layer (SSL) encryption.

See What Our Customers Are Saying

See how a Headway Capital line of credit helped Itsy Bitsy Child Care bounce back from severe flood damage.

Why Choose Headway Capital?

Headway Capital's mission is to provide access to the credit you need to run your business, and give you the flexibility to draw money again whenever you need to. Applying for funds with Headway Capital is simpler and quicker than working with a bank or merchant cash advance provider. We consider more than just your credit score.

Chicago-based Headway Capital is part of Enova International (NYSE: ENVA), a leading online lender. Enova has serviced over $15 billion in loans to more than 3 million consumers since 2004.