True Line of Credit
for Your Business

Apply for up to $100,0001 in minutes.

Apply Now

Applying will not impact your credit score.2

Easy Application

See if you qualify in minutes.

Fast Funding

Money as soon as tomorrow.3

Save on Interest

No prepayment penalties.

Use our small business loan calculator to see how much you could get and what your
payments might look like with a Headway Capital business line of credit.

What's your desired credit limit?

$26,000
What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Apply Now

Applying will not impact your credit score.2

*This business loan calculator assumes a monthly interest rate of 3.3%. Your interest rate & credit limit may vary based on your application information.

The Headway Capital Difference

Headway Capital
Line of Credit
Term Loan* Merchant Cash
Advance (MCA)*

Longer Payment

Repay over 12 – 24 months.

Yes

Yes

No

Flexible Schedule

Choose from weekly and monthly repayment options.

Yes

No

No

Revolving Credit

Draw when you need and pay interest only on funds drawn.

Yes

No

No

Fast Funding

Receive funds within one business day of approval.

Yes

Yes

Yes

Prepayment Benefits

Pay off early and reduce your cost.

Yes

Yes

No

Longer Payment

Repay over 12 – 24 months.

Yes

Flexible Schedule

Choose from weekly and monthly repayment options.

Yes

Revolving Credit

Draw when you need and pay interest only on funds drawn.

Yes

Fast Funding

Receive funds within one business day of approval.

Yes

Prepayment Benefits

Pay off early and reduce your cost.

Yes

*Typical offers from online alternative lenders

Trusted by Thousands of Hardworking Business Owners

Headway Capital is rated 9 out of 10 based on 171 reviews on Trustpilot

A Business Partner You Can Depend On

Public Company

We are part of Enova International (NYSE: ENVA), a publicly traded company that has serviced more than 5 million consumers since 2004.

Online Lenders Alliance

Dedicated to Customers

We are committed to the highest standards of conduct and work hard to create the very best experience for each one of our customers.

Bank-Level Data Security

We protect your information with bank-level security and 128-bit encryption. Headway Capital is certified by both Norton and McAfee.

Real-Time Decisions

We determine your eligibility by using cutting-edge analytics technology, powered by our sister company Enova Decisions.

1Maximum credit limit amounts may vary depending upon the state your business is located.
2We will not perform a hard credit pull until after you have submitted the application and signed the contract.
3Funds are typically sent within one business day after approval.