Online Business Loans

Apply online in minutes for a credit limit of up to $35,000.

Select the amount you wish to borrow:


Choose your repayment term

12 months
18 months
24 months

How frequently do you want to make payments?


Weekly payment amount*:

Do I Qualify?
This won't affect your credit score!
*This business loan calculator assumes a monthly interest rate of 5%. Your interest rate may vary based on your application information.

Whether it’s managing accounts, sending and receiving money, or taking out a loan, consumers are conducting a growing number of their financial activities online. This is also true of small-business owners, who need access to working capital quickly, conveniently and efficiently.

Online small business loans offer just that. They can provide the funding necessary to keep businesses running at full strength. And because online small business loans come in different shapes and sizes — and with different rates and terms — the key is finding one that is right for your business.

Apply Online for a Business Line of Credit

At Headway Capital, we offer a flexible line of credit with no hidden or extra fees. You have access to your account 24/7 and can draw funds whenever you need, up to your available credit limit. Funds are typically delivered to your bank account by the next business day. This gives you the ability to get the funds you need, when you need them, so you can keep your business moving forward.

Credit Line:

Up to

Repayment Term:

12, 18 or 24 months

Payment Frequency:

Weekly or monthly

Loan type

Loan Type

Business line of credit
No hidden fees

No Hidden Fees

No application fee or non-sufficient funds (NSF) fee
Clear cost

Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

Security Tips for Borrowing Online

Since online lending is still a newer concept, it isn’t unusual to have questions about safety and privacy. It’s important to make sure you’re borrowing from a reputable business lender, and to review their privacy policy to understand how your data will be used.

Here are some security tips for borrowing from online lenders:

  • Never pay in advance for the promise of a loan.
  • Never give out personal information if you cannot verify the identity of the person or company contacting you.
  • Never send money to anyone if you don’t recall taking a loan from them.

How Our Online Small Business Loans Work

  • 1

    Apply online for a credit limit of up to $35,000. When we evaluate your application, we consider more than just your credit score.

  • 2

    You borrow through your online account. You can draw money as often as you like, up to your available credit limit, with funding by the next business day.

  • 3

    You choose from several flexible repayment options. As you repay your outstanding principal, that money becomes available for you to draw again.

Headway Capital is rated 8.2 out of 10 based on 73 reviews on Trustpilot