Online Business Loans

Apply online in minutes for a flexible line of credit up to $100,000.

What's your desired credit limit?

$26,000
What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Apply Now

See if you qualify in minutes!

*This business loan calculator assumes a monthly interest rate of 3.3%. Your interest rate may vary based on your application information.

Online Business Loans From Headway Capital

Small business owners looking for financing may want to consider online business loans. Compared to traditional bank loans, the main benefits of online business loans are speed — for both application processing time and delivery of funds — flexibility and ease of application. This type of funding can enable small business owners to quickly and efficiently manage their businesses' financial needs.

Headway Capital's True Line of Credit™ is an ideal online business financing option — our online application takes only a few minutes to complete, and we provide you with an instant approval decision. Once approved, you'll have 24/7 access to your account, giving you the freedom to draw funds whenever you need, up to your available credit limit.

Credit Line

Up to
$100,000

Repayment Term

12, 18 or 24 months

Payment Frequency

Weekly or monthly

Loan Type

Business line of credit

No Hidden Fees

No application fee or non-sufficient funds (NSF) fee

Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

Typical Rates and Fees

The differences between online business loans and traditional bank loans include varying rates and fees. Online business loans typically have higher interest rates when compared to traditional bank loans, and they are also more likely to have additional fees like origination or draw fees.

However, the rates and fees of any specific online business loan will depend on the lender. When you apply for a True Line of Credit™ with Headway Capital, your eligibility and the offer details are dependent upon your application information. The payment terms is transparent and there's no compounded interest and no early repayment penalty.

Online Business Loan Requirements

When comparing online business loan options, be sure to look at the requirements — these will vary from lender to lender. You can boost your chances of approval by applying only with lenders whose requirements your small business meets.

Headway Capital's requirements are designed for businesses that are just starting out — ideal for a small business that doesn't have a perfect credit score or a lengthy time in business.

To qualify for our True Line of Credit™, your business must meet the following requirements:

Time in Business

You must have been in business for at least one year.

Annual Revenue

Your business must have a revenue of $50,000 or greater.

Business Location

Check our Rates & Terms to see if we serve your state.

Headway Capital is rated 8.8 out of 10 based on 127 reviews on Trustpilot

Security Tips: Applying for Business Loans Online

It's normal to be concerned about the safety of your sensitive information when filling out an online application. That's why it's crucial that you borrow from a reputable business lender and review their privacy policy to understand how your personal data will be used. Here are some additional things to watch out for when borrowing online:

Never pay in advance for the promise of a loan.

Never send money to anyone if you don't recall taking a loan from them.

Only give out personal information to persons or companies you know.

Online Business Loan by Industry

Headway Capital provides online small business loans to a wide variety of businesses. Learn more about some of the most common industries we serve below: