Accommodation & Food Services Financing

Expand your business and ride out any slow periods with a business line of credit.

What's your desired credit limit?

What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Apply Now

We’re currently accepting new customer applications. Applying will not impact your credit score.

Applying will not impact your credit score.1

*This business loan calculator assumes a monthly interest rate of 3.3% and a 2% draw fee. Your interest rate and credit limit may vary based on your application. No draw fee in CO, GA, IN, NJ and OK.

Hospitality Financing: Business Loans for Restaurants, Hotels and Motels

Getting proper financing for your hospitality business can be the difference between success and failure. Between unpredictable demand and seasonal cycles, your revenue and expenses can shift dramatically over the course of a year. With financing from the right partner, you have the opportunity to scale to meet demand and keep things moving when business is light.

How Accommodation & Food Services Financing Can Help Your Business

There can be a cyclical nature to working in accommodation and food services, yet your business still has to maintain a staff and keep the lights on. An expansion opportunity may offer long-term growth, but it takes working capital to get things started. Accommodation financing and restaurant financing can help you ride out any slow periods and seize new opportunities.

Business growth

You can expand an existing store or open new locations. Financing can help you cover the costs of new space, the equipment and staff you’ll need.

Franchise expansion

If corporate gives you the chance to add another store, financing can help pay for your upfront costs of buying and promoting the new facility.

Food & staffing

Use financing to pay your employees and vendors when business is slow.


If an oven, freezer or some other piece of equipment suddenly needs replacing, you could use business financing to take care of this problem quickly and keep your business operating.

Headway Capital Business Line of Credit

Headway Capital offers a true line of credit with no hidden fees for accommodation and food service businesses, helping them fulfill any business financing needs. You can borrow the amount you need (up to your credit limit) when you need it, building your business at your own pace.

Credit Line

Up to

Loan Type

Business line of credit

Repayment Term

12, 18 or 24 months

No Hidden Fees

See our Rates & Terms for details

Payment Frequency

Weekly or monthly

Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

Why Choose Headway Capital?

We See the Big Picture

We look beyond your credit score in evaluating your business.

We’re Flexible

Borrow what you need, when you need it, and pay it back according to your own schedule.

We’re Sensible

Make multiple draws (up to your credit limit) and only pay interest on what you borrow each time.

We’re Transparent

Upfront rates and no hidden fees mean you’ll always know what you’ll owe.

Headway Capital is rated 9.1 out of 10 based on 147 reviews on Trustpilot

1We always do a soft inquiry unless your credit file is restricted, in which case we would ask you to contact the credit bureau to lift the restriction. Doing so may result in a hard pull.