Restaurant Loans

A revolving line of credit can be a good fit for restaurant businesses.

Select the amount you wish to borrow:


Choose your repayment term

12 months
18 months
24 months

How frequently do you want to make payments?


Weekly payment amount*:

Do I Qualify?
This won't affect your credit score!
*This business loan calculator assumes a monthly interest rate of 5%. Your interest rate may vary based on your application information.

Apply for a credit limit up to $35,000


Get next-business-day funding after approval


Borrow any time through your online account

Restaurant Financing

In the restaurant industry, it’s important to keep your establishment running at full strength to give yourself the best chance for sustained success. That’s why many restaurant owners rely on small business loans to help bankroll their business. It’s a lending option that is convenient for expansion, remodeling, purchasing inventory and equipment, or recurring working capital.

  • Business Growth: You can expand your restaurant or open new locations with restaurant financing. If corporate gives you the chance to add another location, financing can help pay for your upfront costs of buying and promoting the new facility.
  • Food & staffing: Use restaurant financing to pay your employees and vendors when business is slow.
  • Contingencies: If an oven, freezer or some other piece of equipment suddenly needs replacing, you could use financing to take care of this problem quickly and keep your business operating.

Line of Credit for Restaurant Owners

At Headway Capital, we offer a true line of credit with no hidden fees. You can borrow as much as you need (up to your credit limit) as many times as you need to, without having to reapply. Accessing your line of credit is easy — you can log in to your online account at any time to request a draw, and your money will be delivered to your bank account, usually by the next business day.

Credit Line

Up to

Repayment Term

12, 18 or 24 months

Payment Frequency

Weekly or monthly

Loan Type

Loan Type

Business line of credit
No Hidden Fees

No Hidden Fees

No application fee or non-sufficient funds (NSF) fee
Clear Cost

Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

See What Our Customers Say About Us

A line of credit from Headway Capital helped Itsy Bitsy Child Care bounce back from severe flood damage.

Headway Capital is rated 8.2 out of 10 based on 73 reviews on Trustpilot