Think Big With Small Business Financing

Our business loans give you the money you need to move your business forward.

How Much Will It Cost to Make a Draw?

Select the amount you wish to borrow:


Choose your repayment term

12 months
18 months
24 months

How frequently do you want to make payments?


Weekly payment amount*:

Do I Qualify?
This won't affect your credit score!
*This business loan calculator assumes a monthly interest rate of 5%. Your interest rate may vary based on your application information.

Apply for a credit limit up to $35,000

Get next-business-day funding after approval

Borrow any time through your online account

Business Funding from Headway Capital

Going through ups and downs comes with the territory of being a small business owner. The key is to manage the downs so you are fully prepared for when things come back around. This is where business funding comes in handy. It can provide the business capital necessary for you to keep your business running at full strength.

Business funding comes in many shapes and sizes, so it’s important every business owner consider which type of commercial loan is best for their business.

At Headway Capital, we offer a flexible line of credit with no hidden fees. Unlike other forms of business funding, a line of credit can be used to fund any legitimate business expense — including inventory, equipment financing and payroll — and you only need to make payments if and when you borrow money.

A business line of credit is similar to a business credit card in that regard — you use it as you need it. With a Headway Capital line of credit you can choose to make weekly or monthly payments, and draw more as your principal is paid down.

Our line of credit is accessible through your online account. When you request money it’s delivered to your bank account by the next business day, so long as you have funds available. This way you can draw the amount you need (up to your credit limit), whenever you need it, and build your business at your own pace.

Why Choose Headway Capital for Small Business Funding?

At Headway Capital, we’ve designed a line of credit to help your business thrive.

We Get to Know You

At Headway Capital, we don't just look at your credit score — we take a holistic view of your business when evaluating your application.

We Offer Flexibility

From borrowing to repayment, we give you the flexibility to borrow money on your own terms.

Our Terms Are Clear and Upfront

Our loan calculator makes it easy to estimate the cost of borrowing, so you know exactly how much you will repay.

Your Information Is Secure

We take responsibility for keeping your information secure. That's why we transmit all sensitive data via Secure Socket Layer (SSL) encryption.


What role does personal credit history play in small business funding?
As the borrower, your personal credit score is very important to most lenders. Essentially, they see it as though they are lending money to the business owner, so they want to ensure that person has a strong history of acting wisely with credit. The better your credit score, the better your chances of securing small business funding.

At Headway Capital, we don't just look at your credit score — we take a big picture view of your business when evaluating your application.
What is the difference between secured business funding and unsecured business funding?
Unsecured business funding is any type of business financing that does not require the pledging of collateral to the lender as a condition for loan approval.

In contrast, secured business funding requires an item such as a piece of equipment or other appraisable asset to be pledged to the lender as security. Should a secured business loan go into default, the borrower may be forced to forfeit ownership of the asset to the lender. Unsecured business funding requires no such pledge.