Scientific Research & Technical Services Funding

Filling the gap between expenses and revenue.

What's your desired credit limit?

What repayment term works for you?
How often do you want to make payments?

Weekly Payment Amount*:

$424.00 Apply Now

We’re currently accepting new customer applications. Applying will not impact your credit score.

Applying will not impact your credit score.1

*This business loan calculator assumes a monthly interest rate of 3.3% and a 2% draw fee. Your interest rate and credit limit may vary based on your application. No draw fee in CO, GA, IN, NJ and OK.

How Business Financing Can Help Your Scientific and Technical Services Business

There’s a lag time between expenses and revenues in any business, but that can be especially true for those in the scientific and technical services fields. Research takes time and resources, while contracts may take up to a year to complete. You might consider business loans to fill these gaps and keep your business running.

Alternative funding is an increasingly popular way for scientific and technical enterprises to get working capital. While such businesses have traditionally relied on grants and loans from nonprofits and the government, an online loan or line of credit can help a business get the funds it needs quickly, without time-consuming grant-writing and restrictive conditions.

Maintain inventory

Keep parts and components on hand to complete jobs quickly. You might save money by purchasing raw materials in bulk.


Hire additional staff or subcontractors for larger projects.

R&D funding

Pay for your upfront costs of research and development, knowing it may take six months to a year to get paid.

Buying equipment

Scientific and technical services often require specialized equipment. Buy what you need to keep your business running, without depleting your capital reserves.

Apply for a Business Line of Credit from Headway Capital

Headway Capital offers a flexible line of credit with no hidden fees for scientific research and technical services, as well as for any other business financing needs. You can borrow the amount you need (up to your credit limit) when you need it, and choose your repayment schedule.

Credit Line

Up to

Loan Type

Business line of credit

Repayment Term

12, 18 or 24 months

No Hidden Fees

See our Rates & Terms for details

Payment Frequency

Weekly or monthly

Clear Cost

Clear payment terms, interest does not compound, no penalty for early payoff

Why Choose Headway Capital?

We See the Big Picture

We look beyond your credit score in evaluating your business.

We’re Flexible

Borrow what you need, when you need it, and pay it back according to your own schedule.

We’re Sensible

Make multiple draws (up to your credit limit) and only pay interest on what you borrow each time.

We’re Transparent

Upfront rates and no hidden fees mean you’ll always know what you’ll owe.

Headway Capital is rated 9.1 out of 10 based on 147 reviews on Trustpilot

1We always do a soft inquiry unless your credit file is restricted, in which case we would ask you to contact the credit bureau to lift the restriction. Doing so may result in a hard pull.