Maine Small Business Loans

Apply online for a flexible line of credit up to $50,000.

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Maximum Credit Limit:


Minimum Credit Limit:


Minimum First Draw Amount:


Repayment Periods:

12, 18 or 24 Months

Payment Frequency:

Weekly or Monthly

Maine Line of Credit Details**

A Headway Capital line of credit gives you 24/7 access to the working capital your small business needs. You can draw funds at any time, up to your credit limit, without ever having to reapply. For more details, visit our line of credit page.


The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Draws from your line of credit are subject to a 2% draw fee. If sufficient funds are not present in your bank account at the time of a scheduled payment, your bank may charge you a non-sufficient funds (NSF) fee. There are no hidden fees with a Headway Capital line of credit.


You can repay your outstanding balance at any time without incurring any additional fees. You can make payments by simply logging in to your personal account or calling our customer service team. For more information, visit our FAQ page or give us a call at 866.698.8494.

**Your eligibility for a line of credit, and the offer details, are dependent upon your application information.

How It Works

You can access your line of credit whenever you want through your online account, and when you request money, it’s delivered to your bank account by the next business day. This way you can draw the amount you need when you need it — up to your credit limit — and build your business at your own pace.


Request your desired credit limit, up to $50,000.


Borrow money whenever you need it; get funds by the next business day.


Choose a flexible schedule to repay your balance over time.

Maine Business Resources

The State of Maine

The official website of the state of Maine.

Maine Secretary of State

File annual reports online, obtain certificates of existence, conduct corporate names searches and more.

Maine Revenue Services

Maine Revenue Services provides information and services related to Maine state taxes.

Maine Department of Economic and Community Development

DECD and its partners show companies how to benefit from millions of dollars in tax credits, reimbursements, R&D credits, capital loans and direct investment.

Common Questions

What Industries Do We Serve in Maine?

We provide small business loans to businesses in a wide variety of industries. Some of the most common industries we serve in Maine are:

We consider businesses of all types, and we serve business owners by offering a line of credit with flexible repayment options.

How Will My Application Be Evaluated?

Headway Capital looks at a wide variety of factors when determining eligibility, instead of focusing solely on credit scores. It can include aspects like corporate tax returns, profit and loss statements and other business-related documentation.

This approach means we’re often able to provide lines of credit to business owners who have less-than-perfect credit.