Iowa Small Business Loans

Apply online for a flexible line of credit up to $35,000.

Do I Qualify?

This won’t affect your credit score!

Iowa Line of Credit Details**

**Your eligibility for a line of credit, and the offer details, are dependent upon your application information.

A Headway Capital line of credit gives you 24/7 access to the working capital your small business needs. You can draw funds at any time, up to your credit limit, without ever having to reapply. For more details, visit our line of credit page.

Max limit

The maximum credit limit for Iowa residents is $35,000.

Min limit

The minimum credit limit is $5,000.

Min draw

The minimum first draw amount is $500.

Draw

Your draws are repayable over a period of 12, 18 or 24 months.

Payment

You can make payments on a weekly or monthly basis.

Terms

The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Draws from your line of credit are subject to a 2% draw fee. If sufficient funds are not present in your bank account at the time of a scheduled payment, your bank may charge you a non-sufficient funds (NSF) fee. There are no hidden fees with a Headway Capital line of credit.

Repayment

You can repay your outstanding balance at any time without incurring any additional fees. You can make payments by simply logging in to your personal account or calling our customer service team. For more information, visit our FAQ page or give us a call at 866.698.8494.

How It Works

You can access your line of credit whenever you want through your online account, and when you request money, it’s delivered to your bank account by the next business day. This way you can draw the amount you need when you need it — up to your credit limit — and build your business at your own pace.

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You request

online for your desired credit limit, up to $35,000

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You borrow

money whenever you need it; funds by the next business day

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You choose

a flexible schedule to repay your balance over time

Common Questions

What Industries Do We Serve in Iowa?

We provide small business loans to businesses in a wide variety of industries. Some of the most common industries we serve in Iowa are:

We consider businesses of all types, and we serve business owners by offering a line of credit with flexible repayment options.

How Will My Application Be Evaluated?

Headway Capital looks at a wide variety of factors when determining your eligibility, instead of focusing solely on credit scores. It can include aspects like corporate tax returns, profit and loss statements and other business-related documentation.

This approach means we’re often able to provide lines of credit to business owners who have less-than-perfect credit.

See What Our Customers are Saying

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Headway Capital is rated 8.4 out of 10 based on 70 reviews on Trustpilot