West Virginia Small Business Loans
Apply online for a flexible line of credit up to $100,000.
Apply NowMaximum
Credit Limit:
$100,000
Minimum
Credit Limit:
$5,000
Minimum First
Draw Amount:
$500
Repayment
Periods:
12, 18 or 24 Months
Payment
Frequency:
Weekly or Monthly
West Virginia Line of Credit Details**
A Headway Capital line of credit gives you 24/7 access to the working capital your small business needs. You can draw funds at any time, up to your credit limit, without ever having to reapply. For more details, visit our line of credit page.
Terms
The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Draws from your line of credit are subject to a 2% draw fee. If sufficient funds are not present in your bank account at the time of a scheduled payment, your bank may charge you a non-sufficient funds (NSF) fee. There are no hidden fees with a Headway Capital line of credit.
Repayment
You can repay your outstanding balance at any time without incurring any additional fees. You can make payments by simply logging in to your personal account or calling our customer service team. For more information, visit our FAQ page or give us a call at 866.698.8494.
**Your eligibility for a line of credit, and the offer details, are dependent upon your application information.
How It Works
You can access your line of credit whenever you want through your online account, and when you request money, it’s delivered to your bank account by the next business day. This way you can draw the amount you need when you need it — up to your credit limit — and build your business at your own pace.
West Virginia Business Resources
The State of West Virginia
The official website of the state of West Virginia.
The State of West Virginia – Business
Find information on starting a business, permits and licenses, training and events, and more.
West Virginia Secretary of State — Business
Register your business, find waivers and more.
West Virginia Small Business Development Center
Find guidance to help your small business succeed.
Common Questions
What Industries Do We Serve in West Virginia?
We provide small business loans to businesses in a wide variety of industries. Some of the most common industries we serve in West Virginia are:
- Transportation
- Mining
- Manufacturing
We consider businesses of all types, and we serve business owners by offering a line of credit with flexible repayment options.
How Will My Application Be Evaluated?
Headway Capital looks at a wide variety of factors when determining eligibility, instead of focusing solely on credit scores. It can include aspects like corporate tax returns, profit and loss statements and other business-related documentation.
This approach means we’re often able to provide lines of credit to business owners who have less-than-perfect credit.