District of Columbia Small Business Loans

Apply online for a flexible line of credit up to $100,000.

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Maximum Credit Limit:

$100,000

Minimum Credit Limit:

$25,100

Minimum First Draw Amount:

$25,100

Repayment Periods:

12, 18 or 24 Months

Payment Frequency:

Weekly or Monthly

District of Columbia Line of Credit Details**

A Headway Capital line of credit gives you 24/7 access to the working capital your small business needs. You can draw funds at any time, up to your credit limit, without ever having to reapply. For more details, visit our line of credit page.

Terms

The interest rate and credit limit you are awarded may vary based on the information provided in your application. Interest does not compound. Draws from your line of credit are subject to a 2% draw fee. If sufficient funds are not present in your bank account at the time of a scheduled payment, your bank may charge you a non-sufficient funds (NSF) fee. There are no hidden fees with a Headway Capital line of credit.

Repayment

You can repay your outstanding balance at any time without incurring any additional fees. You can make payments by simply logging in to your personal account or calling our customer service team. For more information, visit our FAQ page or give us a call at 866.698.8494.

**Your eligibility for a line of credit, and the offer details, are dependent upon your application information.

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How It Works

You can access your line of credit whenever you want through your online account, and when you request money, it’s delivered to your bank account by the next business day. This way you can draw the amount you need when you need it — up to your credit limit — and build your business at your own pace.

You request

online for your desired credit limit, up to $100,000

You borrow

money whenever you need it; funds by the next business day

You choose

a flexible schedule to repay your balance over time

District of Columbia Business Resources

DC.gov

The official website of the District of Columbia.

District of Columbia Small Business Development Center

This site features workshops, consulting services and training services.

District of Columbia's Small Business Resource Center

A one-stop shop for registering a company, applying or renewing a business license and applying for permits and certificates.

Washington Metropolitan Area District Office — Small Business

Find resources for launching, managing and growing your business, along with funding programs.

Common Questions

What Industries Do We Serve in District of Columbia?

We provide small business loans to businesses in a wide variety of industries. Some of the most common industries we serve in District of Columbia are:

We consider businesses of all types, and we serve business owners by offering a line of credit with flexible repayment options.

How Will My Application Be Evaluated?

Headway Capital looks at a wide variety of factors when determining eligibility, instead of focusing solely on credit scores. It can include aspects like corporate tax returns, profit and loss statements and other business-related documentation.

This approach means we’re often able to provide lines of credit to business owners who have less-than-perfect credit.