Easy Business Loans

Find out in minutes if your business qualifies for up to $100,000.

Select the amount you wish to borrow:


Choose your repayment term

12 months
18 months
24 months

How frequently do you want to make payments?


Weekly payment amount*:

Apply Now
See if you qualify in minutes!
*This business loan calculator assumes a monthly interest rate of 3.3%. Your interest rate may vary based on your application information.

Applying for business loans online is an easy and quick way to seek out the business capital you need to finance and grow your business. The benefit to online small business loans is a streamlined application process with a typically fast response. As an online commercial lender, Headway Capital offers many advantages in its approach to make business financing easy:


The Big Picture

At Headway Capital, we don't just look at your credit score — we take a holistic view of your business when evaluating your application for business financing, and we look at your entire financial picture before making a decision.


A Quick Response

It takes just minutes to see if you’re qualified for up to $100,000 in business funding. Each time you access funds, they’re transferred to your account by the next business day.


Easy Estimating

Our loan calculator makes it easy to quickly estimate your borrowing costs, so you can budget accordingly.



We take responsibility for keeping your information secure. That's why we transmit all sensitive data via Secure Socket Layer (SSL) encryption. We provide the funding ourselves, so we never share your information with a third-party provider.


A Long-Term Relationship

With just one application you could be eligible for financing that’s available whenever you need it. Borrow as much as you like, as many times as you need (up to your credit limit) with no need to reapply.



You can choose your own repayment schedule. Choose weekly or monthly repayments covering 12, 18 or 24 months. You can pay back ahead of schedule with no penalty.

How Our Line of Credit Works

  • 1

    Apply online for a credit limit of up to $100,000. When we evaluate your application, we consider more than just your credit score.

  • 2

    You borrow through your online account. You can draw money as often as you like, up to your available credit limit, with funding by the next business day.

  • 3

    You choose from several flexible repayment options. As you repay your outstanding principal, that money becomes available for you to draw again.

If your business is more than one year old, apply now for a line of credit. If approved, you’ll have your money by the next business day.
If you have any questions, please call our customer service representatives at 866.698.8494 or email us at support@headwaycapital.com.

Headway Capital is rated 8.5 out of 10 based on 118 reviews on Trustpilot